Credible Credit?

Capitol One trying to get me to sign up for a Platinum card (with a balance of up to $3500 to boot!). I figured that if they gave me a card with a decent balance I could get the new laptop I wanted. Usually I get turned down for all kinds of stuff. However, this time I actually got approved. It’s not much, but it’s my first ever Visa card that I got on my own. I’m trying to decide between the following two uses:

1. Everyday spending — The limit on this card’s low enough that I could afford to pay it off monthly. This would help rebuild my credit.
2. Emergency spending — For stuff like mid-range emergency stuff: car fix, etc. This would get paid off over 3 months.

So that’s the deal. I’m thinking about it. Not sure where I’m going to go with it or whatnot. I do know that the first purchase on the card are going to be two DVDs whose movies have been out of print for a while: Real Genius and UHF. Anyhow, that’s it from me for now. Thanks for visiting and Keep Coming Back!!!]]>